Operator Intelligence — Coming Soon
86% of small business owners have no professional valuation. Operator Intelligence gives you your Business Independence Score, your estimated sale price as a range with a most-likely midpoint, and a ranked list of what moves it most. Built on 10 years of BizBuySell and IBBA closed-transaction data, 1.6 million SBA loan records, and live market indices.
Measures how dependent your business is on you personally. Based on your weekly hours in the business, how much revenue would be at risk if you were unavailable, whether you have a manager in place, and how many days you have been able to step away in the past year.
A score under 30 signals significant owner dependency that a buyer will price aggressively. Above 70 means the business can run without you — the single most valuable operational characteristic at sale.
Measures how documented and repeatable your operations are. Based on the number of written processes, whether roles are documented, how new team members are trained, and whether you track performance with real data.
A low SMS means the knowledge that makes your business work lives in your head — valuable, but not transferable to a buyer. Every undocumented process is a discount a buyer applies at closing.
Measures what a buyer's due diligence would find. Based on revenue consistency, recurring revenue percentage, business age, customer concentration risk, and financial record quality.
This score maps directly to the multiple a buyer will pay. CPA-reviewed financials, recurring revenue above 50%, and no single customer above 25% of revenue are the three factors that command the highest premiums.
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What it does
Answer 18 questions about how your business operates. Get your Business Independence Score, Systems Maturity Score, and Acquisition Attractiveness Score in under four minutes. Free, always.
Your estimated sale price shown as a range — most-likely midpoint and full value band — calibrated against 10 years of closed transactions, 1.6 million SBA loan records, and live market data. See what is discounting your number, your Industry Risk Tier against historical default data, and a ranked list of the improvements that move it most.
Update your numbers monthly and watch the valuation change as the business changes. Model future states with named, saveable scenarios. Track whether current market conditions favor buyers or sellers. Know when you are ready before a broker tells you. $49/month on the Operator tier.
The data behind it
Most valuation tools give you a number with no explanation. These four sources triangulate each other — and the estimate shows its work.
BizBuySell and IBBA Market Pulse, 2016–2026. Actual sale prices across 40 quarterly reports — not asking prices, not estimates.
SBA 7(a) and 504 records, FY1991–present, obtained via FOIA. Default rates and acquisition financing outcomes by industry — the risk data most tools ignore.
NFIB Small Business Optimism Index (monthly) and U.S. Chamber Small Business Index (quarterly). Current conditions affect what buyers are paying today.
Real business listings reviewed against the closed-transaction model — calibrating the gap between asking prices and what businesses actually sell for.
The gap between an owner-dependent business and an independent one is 1.65× versus 3.5× on identical earnings. On a $300,000-earnings business, that difference is $555,000.